Do I need a balance to transact? 25 June 2024 13:54 Updated Yes, you must have enough money in your account to make a transaction. Glint does not offer any credit facilities. Related articles Can I spend gold with my card? I have funds in my Glint account, but my card was declined. What happened? How can I change my PIN? How do I activate the contactless feature of the card? Gold Redemption – Can I redeem my Glint gold account for physical gold?